Posted in Spending on 5 April 2008 | 1 Comment »
Since I paid off my credit card at the beginning of the week, I’ve spent around $500. Eek!
Ok, to put that in perspective, about $230 of that is for the shower I’m cohosting at the end of the month, and another $70 or so was for things I would have spent under normal circumstances (groceries, [...]
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Posted in Blogs I Love, Spending on 28 March 2008 | 2 Comments »
If you haven’t already, join in the great debate about a home being/not being an investment. I am really enjoying hearing everyone’s different opinions, though I still maintain that a home makes sense financially, but it is not an investment. As Wanda said in her comment, “I HAVE to live somewhere. Thus a primary residence is [...]
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In answer to Wanda and English Major, and because I’ve promised to post some more recipes in the “Recipe” tab here, I decided to write a post about how I keep my food costs down to ~$100 per month. So, here goes…
First off, just for reference, my grocery bill so far this month is $55. [...]
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I didn’t realize that my offhand comment about my budget would generate so many wonderfully supportive comments. To my surprise, I learned that I was spending less than a lot of my pf buddies. All this time, I’ve just been assuming that my spending’s been pretty closely aligned with everybody else’s. Anyway, so in case [...]
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Krystal’s doing an April budget challenge, where everyone chooses an area of their budget to cut back in. I generally do pretty well on my budget (I spend ~$500 on non-rent categories each month, including student loans), but here’s my budget secret:
I am over my budget every single month.
It’s true; even if I do really [...]
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Well, I had great intentions when I said I wouldn’t charge anything until Friday. Of course, the road to debt is paved with good intentions…
I’m still doing ok. But I forgot I had two big gift items that I needed to get this week. The first, a birthday present for my sister, I charged last [...]
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I got my rent renewal notice in the mail yesterday. Apparently, my landlord wants to raise my rent $300. Which, to be fair, still puts my rent at about 1/2 what the market would allow. But it also means that my amazing deal on the best apartment in New York has to be downgraded to [...]
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Ok, so here’s the deal: I can’t stop checking my credit card online. Can’t. Stop. Checking.
For one thing, I can’t get over how low the balance is. (Woohoo!) Until about a week ago, my balance was creeping down steadily, but my progress was somewhat masked by an extra $1000 in business expenses that were on [...]
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Posted in Spending on 7 March 2008 | 5 Comments »
When I consolidated my student loans four years ago, I got a good deal: interest rates were at bargain-basement prices, and I got an interest rate of 3.5% plus two incentives that could lower the rate. The first took .25% off the rate if I agreed to have the amount automatically debited from my bank [...]
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Posted in Socializing, Spending on 19 November 2007 | 3 Comments »
Last week, a friend did a huge favor for me, going out of his way for me and spending both time and money to make my life run a little more smoothly. At the time, I asked if I could pay him back for the money he spent, and he simply responded, “You can buy [...]
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