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Archive for the ‘Saving’ Category

Click. Check!

I love online account management. Really. Love. It.
Logged onto my accounts at lunchtime today to get everything squared away so that my automatic savings are in line with my new savings goals. First, I spent about 3 minutes logging into my 401(k) account and changing my contribution rate from 8% to 10%. Check! [...]

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Decisions

After contemplating possiblities about my living situation, the time has now come to make a decision. So here it is: I am going to resign a 2-year lease in my current apartment, with a plan to buy an apartment at the end of that time. That will give me two years to agressively save. If [...]

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Bye-bye, Investment Fund!

For a few years, I’ve had a taxable investment fund that, in the back of my mind, I’ve marked as my “home downpayment fund.” I took some of the money out of it to help pay off some of my debt a while back, and with the market downturn, it’s fallen down to about $1800. Despite [...]

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I’m still listening to all of your ideas about what I should do when I pay off my credit card this month. It’ll probably take me to the end of the month to actually decide, but I’ll update when I have a solid plan.
Meanwhile, keep those ideas comin’!

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It’s finally here. I’m within spitting distance of having that annoying credit card bill paid off in full. I’m excited, and ecstatic, and…confused.
What now?
For months, I’ve been dreaming about the day that I would finally pay off the card and have extra money to work with. I can’t wait for the freedom that I’ll have [...]

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I just got off the phone with my credit card company, shopping for a better rate. I had called them twice since my 0% interest teaser rate expired last month, and twice they had told me that the 10.94% that I currently had was the best they could do. I called two of my other [...]

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Tax-Free Sunday!

Well, after I posted about my new Lazy Tax, my running buddy dragged me out of bed (almost literally) and forced me to go running. So…no Lazy Tax for me today!
On the other hand, I did spend $1 buying my running buddy a frozen fruit bar after our run, as a thank you [...]

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Lazy Tax

Thrifty Penny wrote on Friday about how she and her boyfriend impose a “Fat Tax” on themselves. They have to put money in a jar if they skip workouts or if they go out to eat; basically, they’re paying a tax for any activity that promotes obesity.
I love this idea! Not only is it a [...]

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Woohoo!

Suprise check in the mail today!
Apparently, when I cancelled my home phone service, the rep forgot to mention that I should expect a check to refund the amount of my deposit that I paid five and a half years ago. So, when I got home from work, there it was: $11.62 waiting for me to [...]

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Round Numbers

I love round numbers. Really, really love them. Love that I opened my retirement accounts yesterday to find that my Roth IRA, spread among two index funds, came to a perfectly round number, with no pennies, nickels, or dimes. Got so excited that I had to proclaim myself a big nerd.
Yep, I love round numbers.
So [...]

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