Posted in Goals and Progress, Saving on 7 April 2008 | 1 Comment »
I love online account management. Really. Love. It.
Logged onto my accounts at lunchtime today to get everything squared away so that my automatic savings are in line with my new savings goals. First, I spent about 3 minutes logging into my 401(k) account and changing my contribution rate from 8% to 10%. Check! [...]
Posted in Goals and Progress, Saving on 6 April 2008 | 6 Comments »
After contemplating possiblities about my living situation, the time has now come to make a decision. So here it is: I am going to resign a 2-year lease in my current apartment, with a plan to buy an apartment at the end of that time. That will give me two years to agressively save. If [...]
Posted in Goals and Progress on 1 April 2008 | 7 Comments »
Let’s start with what I’ve not: CREDIT CARD DEBT!!!
Seriously, here’s this month’s tally (notice the beautiful zero on the credit card line):
There it is: for the first time in what feels like forever, my total liabilities are exactly equal to my student loans. Woohoo!
Posted in Financial Emotions, Goals and Progress on 1 April 2008 | 1 Comment »
Thank you to everyone who’s offering congratulations on finishing the credit card debt. As odd as it sounds, I feel kind of indifferent to the whole thing. There are a couple of reasons for this, namely, that the payment I put through yesterday online hasn’t posted yet, so when I log on it still says [...]
Posted in Goals and Progress on 31 March 2008 | 6 Comments »
It’s that time again, so here’s my review of my March goals:
1. Get my credit card under $500. Break out the mojitos: as of this morning, I AM CREDIT CARD DEBT FREE!!! Yep, that’s right, this morning I made a quick transfer of funds and wiped out my credit card debt. Woohoo!
2. Eat like [...]
Posted in Blogs I Love, Goals and Progress, Spending on 17 March 2008 | 8 Comments »
Krystal’s doing an April budget challenge, where everyone chooses an area of their budget to cut back in. I generally do pretty well on my budget (I spend ~$500 on non-rent categories each month, including student loans), but here’s my budget secret:
I am over my budget every single month.
It’s true; even if I do really [...]
Posted in Goals and Progress on 15 March 2008 | 4 Comments »
We are halfway through March (eek!) and as I promised yesterday, here is a quick checkup on how I’m doing on my monthly goals:
1. Get my credit card under $500. Yesterday was payday, so I put $1250 towards that goal. Woohoo! Right now, the total is at $1280, which includes $530 of purchases that I [...]
Posted in Frugal Living, Goals and Progress, Socializing on 14 March 2008 | 1 Comment »
Because I know that some of you were waiting in the wings with bated breath, I will share the news: I went to the potluck last night, and my dish was a success!
Originally, I was going to take some pasta, but after looking in my cupboards, I changed my mind and decided instead [...]
Posted in Goals and Progress, Spending on 12 March 2008 | 5 Comments »
Well, I had great intentions when I said I wouldn’t charge anything until Friday. Of course, the road to debt is paved with good intentions…
I’m still doing ok. But I forgot I had two big gift items that I needed to get this week. The first, a birthday present for my sister, I charged last [...]
Posted in Dreams and Aspirations, Goals and Progress, Saving on 10 March 2008 | No Comments »
I’m still listening to all of your ideas about what I should do when I pay off my credit card this month. It’ll probably take me to the end of the month to actually decide, but I’ll update when I have a solid plan.
Meanwhile, keep those ideas comin’!
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