Ok, so here’s the deal: I can’t stop checking my credit card online. Can’t. Stop. Checking.
For one thing, I can’t get over how low the balance is. (Woohoo!) Until about a week ago, my balance was creeping down steadily, but my progress was somewhat masked by an extra $1000 in business expenses that were on there. Well, a little over a week ago, I got paid and got my reimbursement check, so in one fell swoop: Goodbye, $2100 of debt, which brought me down to my current level.
Thing is, even having known that I had that extra $1000 coming to me, even when I would login to my online account center before and mentally take that $1000 off, it never hit me like it’s hitting me now. I am almost there. It reminds me of my first marathon, when I almost quit about seven times in miles 18-23. Then suddenly at mile 23, like magic, I realized that I had run almost 90% of my goal. I…was…almost…there!
There’s another reason I can’t stop logging on and looking, a smaller (but still significant) victory: the billing cycle ended last Tuesday, and right now, the website shows that my “Activity since last statement” is $0. Since I use my credit card for everyday purchases, that’s a rare thing to see. Usually, I’ll have something on there: groceries, lunch out one day, something. But right now, I don’t have anything I’ve bought that hasn’t posted, and that $0 is a huge boost, especially combined with the low(er) balance. Hooray!
Next Friday, my cell phone bill will automatically post to my card, at which point my beautiful $0 disappears. But, if I can, I’m going to try to make it until then without charging anything. There are a few things I have to buy (~$10 in groceries for a potluck I’m going to next week and a few cleaning supplies at the dollar store), but I have $15 cash that I think will cover everything (barely). So hopefully, nothing new on that “activities…” line until Friday.
Meanwhile, I’m going to go login again. Just to see. You know. Because I need to. (It’s an illness, people, don’t judge!) 
I know the feeling. I actually worry that BoA will track my log ins and realize that I’m obsessed. It’s so hard not to check my accounts all the time! When my cc debt was close to gone, my checking was at an all time frenzy…especially during the time that it took for the payments to post.
Congrats on your success and here’s to when you pay it off!
No judging here! Every time I wean myself off checking on Yodlee 3x a day, disaster ensues, ensuring that I was right to be obsessed in the first place
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